GENERAL TERMS AND CONDITIONS OF SALE ONEY x PAYPLUG “3X 4X WITH FEES”

Payment for your order in 3 or 4 installments by credit card from 100€ of purchases up to 3000€ with Oney Bank. Our partner Oney Bank offers you a financing solution called 3x 4x Oney, which allows you to pay for your purchases from 100€ to 3000€ in 3 or 4 installments with your bank card. Conditions: This offer is reserved for individuals (adult individuals) residing in France and holders of a Visa and MasterCard bank card with a validity date greater than the duration of the chosen financing. Systematic authorization cards, in particular Electron, Maestro, Nickel, etc., as well as e-cards, Indigo and American Express cards are not accepted. Subscription terms: After completing your order, simply click on the "3x 4x Oney payment by bank card button". You are then redirected to our partner's 3x 4x Oney web page displaying the detailed summary of your order and the personalized financing request, which you must then validate. You enter your personal information or, if you have a 3x 4x Oney account, you identify yourself using the login details linked to your 3x 4x Oney account. You read the general terms and conditions of payment in several installments to which you wish to subscribe, which are provided to you in PDF format so that you can read, print and save them before accepting them. You then notify your electronic acceptance by ticking the corresponding checkbox. You acknowledge that the "double click" associated with the checkbox on the acknowledgement of the general terms and conditions constitutes consent to contract and constitutes irrevocable and unreserved acceptance of the general terms and conditions of the product. Unless proven otherwise, the data recorded by Oney Bank constitutes proof of all transactions between you and Oney Bank. If you request to benefit from a financing solution offered by Oney Bank, the information relating to your order will be transmitted to Oney Bank, which will use it for the purpose of studying your application for the granting, management and recovery of credit. Oney Bank reserves the right to accept or refuse your request for financing in 3x 4x Oney. You have a withdrawal period of 14 days to cancel your credit. How it works: Payment in 3 or 4 installments by credit card allows you to pay for the order placed on our merchant site as follows - a mandatory contribution, debited on the day of confirmation of the shipment of your order corresponding to a third or a quarter of the order, to which are added fees corresponding to 1.45% of the total amount of the order for a 3x and 2.2% for a 4x (within the limit of €15 maximum for a payment in 3 installments and €30 maximum for a 4x); - two or three monthly payments, each corresponding to a third or a quarter of the order, collected 30 and 60 days later for the 3 times and 30, 60 and 90 days later for the 4 times. ● Payment in 3 times from 100€ of purchase and up to 3000€ Example: For a purchase of 150€, contribution of 52.18€ then 2 monthly payments of 50€. Credit for a period of 2 months at a fixed APR of 19.31%. Cost of financing: 2.18€ up to a maximum of 15€. ● Payment in 4 times from 100€ of purchase and up to 3000€ Example: For a purchase of 400€, contribution of 108.80€ then 3 monthly payments of 100€. 3-month loan at a fixed APR of 19.61%. Financing cost: €8.80 up to a maximum of €30. Oney Bank - SA with capital of €51,286,585 - Head office: 34 avenue de Flandre 59170 CROIX - RCS Lille Métropole 546 380 197 - Orias number: 07 023 261 - www.orias.fr - Correspondence: CS 60006 - 59 895 Lille Cedex 9 - www.oney.fr “